Checking & Savings Accounts in Lockport
At Canals & Trails Credit Union, we offer financial services and resources you need to simplify your life. Our Checking and Savings account solutions will make a difference in the lives of hardworking people. If you are looking for a simple way to access your money and plan for your future, our comprehensive financial services are just what you need. No matter your situation–from starting out, to starting over, we want to make a positive difference in your financial life. Below, you can read about our account services or call us to get started!
Share Savings Account
You can establish membership at Canals & Trails Credit Union by opening a Regular Share Savings account. A $25.00 minimum balance to open a Share Savings account and maintain to use our additional services. Individuals that live or work in Lockport, Homer Glen, Crest Hill, Plainfield, Romeoville, Lemont, New Lenox, Bolingbrook, Mokena, and Orland Park. In addition, all employees and their families that work at Fairmont Grade School, Homer School Dist., Kelvin/Milne Grove School, Lemont HS, Lockport Area Spec. Ed., Lockport Twp. HS, Dist. 92, Monge School Dist., Richland Grade School, Taft Grade School, Wilco Career Center, Lockport Fire Department, Lockport Park Dist., Lockport Twp. Employees, Public Landing, St. Joseph's School, Lockport, and Valley View School Dist.
Free Share Draft Checking Account
A Canals & Trails Credit Union's Share Draft Checking account saves you money because it is free! We do not charge monthly fees. You do not have to maintain a minimum balance. There is no charge per check. Our free Share Draft Checking account includes a Visa Debit Card that you can use anytime at stores, for online purchases, and for free withdrawals from any of our surcharge-free ATMs. In addition, you can sign in to your free Online Banking account to view a check you wrote and make deposits using our free Mobile Banking app. Open your free Share Draft Checking account today!
Direct Deposit
We offer Direct Deposit services to simplify your life. You can deposit your paycheck, Social Security check, pension check, and any other deposits you have. Your deposits can go into your checking account. It is easy to arrange and is safe and free! Call today to have your Direct Deposit go into your Canals & Trails Credit Union Share Draft Checking account.
Payroll Deductions
Making deductions from your payroll is an easy way to save money. You can spread your deduction among several accounts. By having it automatically deducted, you don't have the responsibility of depositing the money yourself. For the easy way to save, enroll in payroll deductions today!
Christmas Club Account
Avoid the stress of holiday shopping with our Christmas Club account. At Canals & Trails Credit Union, our Christmas Club account starts on November 1st and goes through October 31st. November 1st we will transfer your Christmas Club savings into your Share Savings account unless you request the money to go into your Share Draft Checking account. Please call the credit union after November 1st if you want your Christmas Club savings mailed to you.
Vacation Club Account
Open a Vacation Club account to cover your expenses or help make your travel dreams come true. With this account, you can set aside a certain amount from each paycheck to save for a vacation. Whether you are saving for a planned vacation or for spending money while on vacation, either way, you will enjoy a worry-free vacation if you save for it. Start putting money away in one of our Vacation Club accounts today!
IRAs
At Canals & Trails Credit Union, we have IRA traditional accounts available. Our trained IRA representatives can help you save for retirement. You can also choose to make deposits into your Individual Retirement Account (IRA) through payroll deductions. However you choose to save for your retirement, we are here to help you!
